1 case decided what a “vunerable Client” was or was not as was the case here .

The other was what happens if you don’t lodge a medical with the Application.
The answer is……Thanks to Judge Bermingham nothing as you still should be allowed bring a claim .
Don’t push it though ….I’ve had cases where if I have no medical get the hospital notes and give to a retired Specialist & he’ll turn it into medical quick enough. Nobody should push a deadline!!!